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ACTIVEsingle familyvia mls

109 Centinnial Lane

Galena, MO, 65656

3 bd2 ba2,201 sqftBuilt 1994

Listing courtesy of Keller Williams Tri-Lakes · (417) 336-4999 · MLS# SOM60333884

List price

$399,000

$181/sqft

Listing description
Your Piece of the Ozarks Is Waiting!Looking for a little more room to breathe without giving up the convenience of being close to town? This all-brick ranch sits on a spacious acre and offers the space, flexibility, and country feel so many buyers are searching for.Enjoy easy single-level living, with a handicap-accessible ramp from the garage providing convenient access throughout the home. Inside, two separate living areas give you plenty of options--create a cozy space for quiet evenings and another for gathering with family and friends to cheer on your favorite team.The primary suite is tucked down the hall and features its own bath and walk-in closet. Two additional bedrooms, a second full bath, and a conveniently located hall laundry room complete the bedroom wing.At the heart of the home, the kitchen offers plenty of room for the cook in the family, including a large pantry for all the extras. Just off the dining area, step into the enclosed sunroom--an inviting spot for morning coffee, a good book, or simply enjoying the peaceful Ozarks setting.And then there's the space outside! In addition to the 2-car garage, you'll find an impressive 20' x 30' workshop featuring an RV-size door, built-in workbench, storage rooms, and a loft for even more storage. Whether you need room for hobbies, tools, lake toys, an RV, or your next project, this is a feature you'll appreciate.Add in a fenced backyard, a full acre, all-brick construction, and a location just minutes from town, and you get the best of both worlds--country living with everyday conveniences close by.Come find your piece of the Ozarks and imagine making this one home.
Financial analysis

Adjust the assumptions to see live results. Defaults are Branson-area estimates and will be refined with local data.

Short-term rentals aren't permitted here, so this is underwritten as a long-term rental — monthly rent and vacancy instead of nightly rate and occupancy.

Monthly cash flow

-$1,000

Cap rate (all-in)

2.8%

Cash-on-cash

-7.6%

DSCR

0.53

Est. annual revenue$18,867
Property tax($1,332)
Insurance($1,596)
Utilities($0)
HOA($0)
Management($1,509)
Maintenance reserve($943)
Total operating expenses($5,381)
Net operating income$13,487
Down payment$79,800
Renovation budget$77,035
Total cash invested$156,835
All-in cost$476,035
Loan amount$319,200
Monthly payment (P&I)$2,123.65
Annual debt service($25,484)
Annual cash flow-$11,997

This listing reads as a fixer, so we seeded a rough renovation budget to keep the cap rate honest — the low list price isn't a bargain if it needs work. It's only an estimate; replace it with a contractor bid to see your real return.

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Projections and scores are estimates for informational purposes only — not financial, investment, tax, or legal advice. Branson-area defaults are starting points; confirm local rules, rates, and revenue before making any decision.

The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS, LLC, Inc. Real estate listings held by Brokerage firms other than Keller Williams Tri-Lakes are marked with the IDX logo and detailed information about them includes the name of the listing Brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the website contains all listing available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2019 Southern Missouri Regional MLS, LLC. All rights reserved.

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