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ACTIVEsingle familyvia mls

89 James River Road

Kimberling City, MO, 65686

4 bd3 ba2,690 sqftBuilt 1990

Listing courtesy of Chosen Realty LLC · (330) 858-5322 · MLS# SOM60325360

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List price

$349,000

2% price cut$354,900

$130/sqft

Listing description
*PRICE REDUCED* Enjoy the relaxed pace of Table Rock Lake-area living in this extensively updated 4-bedroom, 3-bath home. while still having the convenience of dining and shopping options close by. The main floor features a spacious living room with a gas fireplace and an updated kitchen with granite countertops, abundant cabinetry, and modern appliances. A heated and cooled four-season room overlooks the woods, providing a comfortable spot to enjoy the natural surroundings year-round. The primary suite includes a walk-in closet, walk-in shower, and soaking tub, while a second spacious bedroom and main-floor laundry add convenience. The finished walk-out lower level offers two additional bedrooms, a full bath, and a large sitting area with plenty of flexibility for hosting guests, working from home, or enjoying recreation time. A deck spanning the length of the home creates ample space for outdoor dining, unwinding, and watching wildlife. The fenced backyard adds to the outdoor appeal, while a newer heating and cooling system, water heater, and appliances complement the home's extensive updates. With its peaceful lake-area location, private natural setting, and room to gather, this home offers a welcoming place to settle in and enjoy the surroundings.
Financial analysis

Adjust the assumptions to see live results. Defaults are Branson-area estimates and will be refined with local data.

Short-term rentals aren't permitted here, so this is underwritten as a long-term rental — monthly rent and vacancy instead of nightly rate and occupancy.

Monthly cash flow

-$199

Cap rate

5.7%

Cash-on-cash

-3.4%

DSCR

0.89

Est. annual revenue$26,010
Property tax($1,334)
Insurance($1,396)
Utilities($0)
HOA($0)
Management($2,081)
Maintenance reserve($1,301)
Total operating expenses($6,111)
Net operating income$19,899
Down payment$69,800
Loan amount$279,200
Monthly payment (P&I)$1,857.52
Annual debt service($22,290)
Annual cash flow-$2,391

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Projections and scores are estimates for informational purposes only — not financial, investment, tax, or legal advice. Branson-area defaults are starting points; confirm local rules, rates, and revenue before making any decision.

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