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ACTIVEsingle familyvia mls

39 White Oak Estates Road

Kimberling City, MO, 65686

4 bd3 ba2,715 sqftBuilt 1994

Listing courtesy of ReeceNichols - Branson · (417) 335-5950 · MLS# SOM60332935

List price

$535,000

$197/sqft

Listing description
Welcome to the Top of the World!Get ready for the incredible Table Rock Lake view! This beautiful property sits on 1.7 Acres in a small, quiet subdivision with just a handful of homes, offering a wonderful sense of privacy and peaceful lake living. With unobstructed views of Table Rock lake, this is a property where you can truly enjoy the beauty of the Ozarks from the comfort of your own home. Located just across the Kimberling City Bridge and close to the marina, shopping, dining, and lake activities, this home is perfectly positioned for enjoying the best of the area. Whether you're looking for a full-time residence, a weekend getaway, or a peaceful place to retire, this property offers the space, privacy, and location you've been looking for.Custom built in 1994 and loving cared for by its original owner, this spacious 4-bedroom, 3-bath home is ready for its new owners. From the moment you step through the front entry, your eyes are immediately drawn to the incredible lake view. The main living area features a cozy wood-burning fireplace, creating a warm and inviting space for relaxing or gathering with family and friends. The kitchen flows naturally into the living area, making entertaining easy and keeping everyone connected.The main level offers two generously sized bedrooms, a full bathroom, and a spacious primary suite complete with beautiful lake views. Imagine waking up each morning and enjoying the changing scenery of the lake right outside your windows.The large lower level is ready for entertaining and everyday enjoyment. With a spacious additional bedroom, a full third bathroom, and plenty of room for a recreation area, family room, or guest space, this level offers incredible flexibility. Step outside onto the downstairs patio and enjoy the peaceful surroundings, lake views, and privacy that come with this special property.With 1.7 acres, unobstructed lake views, a peaceful setting, and incredible views of Table Rock Lake, come and see it t
Financial analysis

Adjust the assumptions to see live results. Defaults are Branson-area estimates and will be refined with local data.

Short-term rentals aren't permitted here, so this is underwritten as a long-term rental — monthly rent and vacancy instead of nightly rate and occupancy.

Monthly cash flow

-$1,607

Cap rate

2.8%

Cash-on-cash

-18.0%

DSCR

0.44

Est. annual revenue$26,010
Property tax($5,350)
Insurance($2,140)
Utilities($0)
HOA($250)
Management($2,081)
Maintenance reserve($1,301)
Total operating expenses($11,121)
Net operating income$14,889
Down payment$107,000
Loan amount$428,000
Monthly payment (P&I)$2,847.49
Annual debt service($34,170)
Annual cash flow-$19,281

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Sydney Shepherd can confirm subdivision rules, HOA restrictions, and realistic revenue for this property.

Projections and scores are estimates for informational purposes only — not financial, investment, tax, or legal advice. Branson-area defaults are starting points; confirm local rules, rates, and revenue before making any decision.

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