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ACTIVEsingle familyvia mls

103 S Main Street

Galena, MO, 65656

4 bd2 ba5,176 sqftBuilt 1900

List price

$388,500

1
Financial analysis

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Monthly cash flow

$616

Cap rate

8.3%

Cash-on-cash

9.5%

DSCR

1.30

Est. annual revenue$58,218
Stays / year67
Property tax($490)
Insurance($1,943)
Utilities($3,000)
HOA($0)
Management($11,644)
Maintenance reserve($2,911)
Cleaning($6,023)
Net operating income$32,208
Down payment$77,700
Loan amount$310,800
Monthly payment (P&I)$2,067.76
Annual debt service($24,813)
Annual cash flow$7,395
Break-even occupancy44.2%

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Listing description
Historic Mercantile Store--- with residential penthouse living space located above the existing Tower House Studio located within the county seat city of Galena, MO. This is a corner building on the Town Square and there are separate entrances for the commercial lower-level space of the building and the upper-level residential area. This property is zoned Residential/Commercial. The 2,576 square feet lower-level studio and 2,600 square feet upper-level residential area (total 5,176 square ft) provide a great location for a new start business and residence in the mid-western rural town of Galena, Missouri. This historic building has four bedrooms (one with balcony), 2 living/family room spaces 2 baths, a library space, an upper-level kitchen, a huge lower-level studio space with 16 ft. height ceilings, storage room at the rear and an enclosed showroom space located at front of the studio at the front entrance. There is also a 23' x 16' unfinished basement with propane furnace, sump pump and air compressor. It would be ideal for a Bed and Breakfast or other retail business. This property has been reconditioned over the past fifteen years by the owner who is an internationally known artisan for sculptures and paintings. Electrical and plumbing for the entire building have all been redone, as well as ornate ceiling crown moldings, ceiling light fixtures, stairways, floors, doorways, cabinets and counters. Galena offers James River floating, fishing, and camping on one of the most tranquil waterways in the State. Other nearby amenities include the popular ''Flat Creek'' restaurant, Silver Dollar City, Branson, Lake Table Rock and Bass Pro's Big Cedar Lodge.

Projections and scores are estimates for informational purposes only — not financial, investment, tax, or legal advice. Branson-area defaults are starting points; confirm local rules, rates, and revenue before making any decision.